HardMoneyGirl
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Residential
TYPES OF PROPERTIES
· Single Family Home (SFR)
· Duplex
· Triplex
· 4-plex
· California Only

TYPES OF BORROWERS
· Owner or Non Owner Occupied
· Purchase Money
· Refinance
· Cash out
· Property Listed for Sale
· Foreclosure/Bankruptcy Bailouts
· Owned by Sole Proprietorship, LLC or Corporation
· Properties in Probate/Trust 

LOAN TERMS
· LTV up to 70%
· Loan Term: 1, 2, 3, 5, 10 year; and a 30 year take-out loan
· Interest Rates: 9.5% to 11.99% (*case by case for higher LTV)
· No Prepayment Penalty
· Interest-only Payment
· Cross Collaterize for Maximum Loan Amounts
· Self Employed OK
· Not FICO Driven

Commercial
Rehab/Construction
HardMoneyGirl Loan Programs
We take pride in our wide selection of quality Hard Money Loan Programs. All of the Programs we offer are In-house Funds and can be funded within 5-7 business days.

If you have an immediate need regarding the funding of a Hard Money Loan please click below for a Fast Quick Quote Approval.
​TYPES OF PROPERTIES
· Office Buildings
· Apartment Buildings
· Mixed-Use
· Medical/Dental Facilities
· Warehouses
· Restaurants
· Industrial
· Commercial Condos
· Condo Projects
· Retail Centers
· Gas Stations/Auto Centers
· Hotels/B&B/Motels
· Agricultural 
· Manufacturing Facilities
· Auto Facilities
· Leisure & Gaming
· Land
· Owner Occupied Business
· Apartment Buildings
· Special Purpose
TYPES OF BORROWERS
· Owner or Non Owner Occupied
· Purchase Money
· Refinance
· Cash out
· Property Listed for Sale
· Foreclosure/Bankruptcy Bailouts
· Owned by Sole Proprietorship, LLC or Corporation
· Properties in Probate/Trust 
 
LOAN TERMS - Private Money
· LTV up to 70%
· Loan Term: 1, 2, 3, 5, and 7 years
· Interest Rates: 8.99% to 11.99% (*case by case for higher LTV)
· No Prepay Penalties
· Cross Collaterize for Maximum Loan Amounts
· Not FICO Driven
· DSCR: 0.5 minimum
· No tenant max LTV 55%

TYPES OF PROPERTIES
· Spec Construction, Owner Occupied Builder, or Investor Rehab Flipper 
· Residential/Multi-Family/Commercial Property unfinished or under construction with approved plans
 
TYPES OF BORROWERS/PURPOSE
· Owner Occupied and Non-Owner Occupied
· Exit Strategy at your discretion: Refinance, Occupy or Sell the property upon completion
· Purchase Money + Construction
· Refinance + Construction
· Cash out to Construction
· Ground Up Construction 
 
LOAN TERMS
· Construction and Rehab Loan LTV up to 65% of future value
· Construction loans up to $4.5 million NET for ground up or construction completion
· Loan decision based on future appraised value not purchased value
· Loan decision based on the quality of the project
· Reasonable Construction Periods
· Flexible Disbursal Schedule 
· No Prepayment Penalties
· Non-FICO driven 
· INTEREST RESERVE OK

Multi-Family
TYPES OF PROPERTIES
· Mixed Use
· Apartment Buildings
· 5 + Units
· Mobile Home/RV Parks
 
TYPES OF BORROWERS
· Owner or Non Owner Occupied
· Purchase Money
· Refinance
· Cash out
· Property Listed for Sale
· Foreclosure/Bankruptcy Bailouts
· Owned by Sole Proprietorship, LLC or Corporation
· Properties in Probate/Trust
 
LOAN TERMS - Private Money
· LTV up to 70%
· Loan Term: 1, 2, 3, 5, and 7 years
· Interest Rates: 8.99% to 11.99% (*case by case for higher LTV)
· No Prepay Penalties
· Cross Collaterize for Maximum Loan Amounts
· Not FICO Driven
· DSCR: 0.5 minimum
· No tenant max LTV 55%
 

Land

TYPES OF PROPERTIES
· Single Family Home (SFR)
· Duplex
· Triplex
· 4-plex
· California Only
 
TYPES OF BORROWERS
· Owner or Non Owner Occupied
· Purchase Money
· Refinance
· Cash out
· Property Listed for Sale
· Foreclosure/Bankruptcy Bailouts
· Owned by Sole Proprietorship, LLC or Corporation
· Properties in Probate/Trust 
 
LOAN TERMS
· LTV up to 65%
· Loan Term: 1, 2, 3, 5, 10 year; and a 30 year take-out loan
· Interest Rates: 9.5% to 11.99% (*case by case for higher LTV)
· No Prepayment Penalty
· Interest-only Payment
· Cross Collaterize for Maximum Loan Amounts
· Self Employed OK
· Not FICO Driven
.
Fast Hard Money Fundings and 100% customer satisfaction are our top priorities.